To enroll now, click here.
If you need in-person help to enroll, please check our sign up locations section above for locations in Montgomery and Prince George’s County where you can meet with a certified health navigator.
The Capital Region Health Connector is working through the Maryland Health Connection, the state’s online insurance marketplace (www.marylandhealthconnection.gov), to provide quality, affordable health insurance coverage to individuals and families across Montgomery and Prince George’s counties.
Real-Life Stories (from Maryland Health Connection website)
Maryland residents tell about their experiences with illness, injuries and insurance costs. We showed them the difference health coverage could make. Here’s one example of what they had to say:
Visit the Maryland Health Connection website for additional real-life stories and how they discovered the difference health coverage could make.
Why is Health Insurance Important?
Health insurance protects you and your family from large debts due to unexpected medical costs such as medical emergencies, surgery or a serious illness. An unexpected illness or injury can happen to anyone, even to someone who is young and healthy. Without health coverage, or without enough coverage, an illness or injury can drain savings. High medical bills are a leading cause of personal bankruptcy in the United States.
What is the Affordable Care Act (ACA)?
The Patient Protection and Affordable Care Act was signed into law in March 2010 and the law is intended to:
- Provide universal access to health care coverage for Americans.
- Control the rising cost of health care services.
- Regulate private insurance through things like state-based private exchanges—an online marketplace where consumers can shop for state-approved insurance plans
- Improve the quality of health care
The individual mandate is the core of the Affordable Care act and it requires everyone to have health insurance coverage either through their work place, from a government program like Medicaid or Medicare, or buy health insurance on their own. Anyone without coverage will have to pay a penalty (fee).